Payments can be created as follows:
- Variant emandate_api: From the second working day after a mandate becomes active. As emandate_api mandate activation is instant in NPCI, it's best to give the sponsor bank and destination bank sufficient time to update their records.
- Variant emandate_esign: Immediately upon mandate becoming active.
- Variant physical: Immediately upon mandate becoming active.
For merchants in the Pro Plan who are receiving direct credit, the above also applies to ACH Debit transactions.